Refinance

How Do I Know I'm Getting The Best Rate?

So you’ve been loyal to your bank for many, many years, perhaps even since you purchased your home. Some clients know their current interest rate, and others just leave it in the hands of their bank. They have been dealing with them for so many years that they are sure to be giving them the best rates. Right?  Not necessarily….

When you work with a Mortgage Broker, they ensure you are getting a great rate, and most importantly, the best package that suits your situation.  When some clients want the flexibility to put extra money in, and pay off the home loan sooner; other want to add extra payments into an offset account so they can draw on it if they ever need it.

Don’t worry if banking terms and abbreviations seem like another language to you – that’s where we are here to help!

All the LVR, comparative rates, offsets, draw downs, fixed rates and other jargon may not mean anything to you – but it should.

Here at Sydney Mortgage we like to make it easy for you to understand. We guide you through each step, ensuring you know what is on offer for you, working with you to upload the necessary paperwork to obtain a YES from a lender, and a smooth transition to your new loan.

The cheapest interest rate may not be the best rate. When you add up fees, banking terms, set up costs and the total costs over the life of the loan you will be surprised on the comparisons we can show you. We work with over 30 lenders so have a huge selection to offer you.

Our appointments are complimentary so why not book a one on one appointment with one of our Brokers today? We can meet over skype, phone or in person to suit you.

Borrowing Power

We offer one on one consultations and work with you to find out how you can refinance your mortgage. Find the best rates and the best loans that suit your situation. We work with over 30 lenders so have many packages to compare. For your FREE consultation please click below;